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クレジットカードは、多くの人の日々の決済手段として流行っており、新規で作りたい人多くいるでしょう。しかし、クレジットカードを作る前に知らないと後悔するかもしれない重要なポイントがたくさんあります。

この記事では、クレジットカードを作る前に、知るとお得な基礎知識を完全に解説します。クレジットの基本的な仕組み、メリットとデメリット、使い方について紹介していきます。