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Saving vs. Spending: Striking the Right Balance

The question between saving and spending is more relevant than ever in a fast-moving world today. Finding the right balance between the two is essential both for achieving a measure personal well-being and for financial survival. Here are the guidances.

Practical Strategies and Tips Before Learning to Write Memoirs

Ever felt like you had an absolutely unique life experience, but don’t know where to begin? Writing a memoir is a highly rewarding thing and not at all difficult--even if you have never written before. Let’s explore practical tips to help you turn memories into a legacy.

The Rise of the Fitness Economy

The fitness industry has exploded in popularity, becoming an global multi-billion-dollar industry and an increase in societal values. This article examines the forces sustaining this booming industry.

Recent Frequent Accidents: Are Boeing Airplanes Still Safe for Travel?

Boeing, one of the world’s biggest manufacturers of airplanes, has faced intense scrutiny in recent months after a series of malfunctions and safety incidents. So from engine failures to technical glitches, should we still take Boeing for travel? The whole story is here.

How to Win the Psychological War After the Diagnosis of Lung Cancer

The moment you learn you have lung cancer is a devastating shock to anyone. However, as an old saying goes, "Disease is the test of life, and mentality is the key to the test." In the face of lung cancer, winning the psychological war is particularly important. This article will discuss how to do.

Smart Strategies for Seniors to Conquer Debt

The older the age, the more important it gets to deal with debt more effectively. Seniors quite often take on unique financial pressures, making intelligent loan repayment strategies a key ingredient for a secure retirement. Here’s how older adults can tackle debt while ensuring long-term financial well-being.


Recently, more have encountered debt problems due to ever-growing living costs and fixed incomes. According to the U.S. Government Accountability Office, the percentage of families with heads aged 65-74 years burdened by credit card debt has dramatically increased from 27% in 1989 to 41% today. This may come with an expensive price in financial stress, so seniors are supposed to try to find some good ways to manage debt and quickly pay off their debts.