你知道嗎？在香港，私家醫院一日住院費已突破港幣8,000元，而癌症標靶治療一年可能達港幣600,000元。有調查指出，超過53%市民曾因醫療費過高延誤治療，嚴重影響健康與生活質素。

The prospect of not having a roof over my head as I get older is frightening beyond measure, and so it feels like nurturing a fragility and unknown in our old age. At least there are ways to approach this challenge and help to alleviate the associated anxiety, here goes the intro.

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The older the age, the more important it gets to deal with debt more effectively. Seniors quite often take on unique financial pressures, making intelligent loan repayment strategies a key ingredient for a secure retirement. Here’s how older adults can tackle debt while ensuring long-term financial well-being.

Recently, more have encountered debt problems due to ever-growing living costs and fixed incomes. According to the U.S. Government Accountability Office, the percentage of families with heads aged 65-74 years burdened by credit card debt has dramatically increased from 27% in 1989 to 41% today. This may come with an expensive price in financial stress, so seniors are supposed to try to find some good ways to manage debt and quickly pay off their debts.

Though great, entering retirement can be exciting but also has certain financial complications that seniors prepare for. Here are the key mistakes retirees make, and how to avoid them to ensure a comfortable and hassle-free future.